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WSIB & Compliance.

Plain-language guidance on WSIB clearance, subcontractor onboarding, insurance requirements, and the Ontario construction-law fundamentals every GTA builder should have on file.

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WSIB & Compliance Articles

Compliance

WSIB Clearance: Reading the Certificate the Right Way

A WSIB clearance certificate is one of the most misread documents on a construction site. Many GCs glance at the name and file it, missing what the certificate actually confirms and how long it stays valid. This article explains what a clearance certificate really tells you, why an expired or mismatched cert leaves you exposed to a sub's premiums, and how to verify it directly through WSIB rather than trusting a forwarded PDF. FAIME treats current clearance as table stakes and delivers it before mobilization, every time. We break down a simple verification routine any PM can run in minutes to keep the whole project protected.

FAIME Construction TeamMay 2026
6 min read →
Compliance

Subcontractor Onboarding: Vetting Before the Boots Hit the Site

The cheapest time to catch a compliance problem is before a sub ever mobilizes. A disciplined onboarding process collects clearance, insurance, references, and scope acknowledgement up front, so the GC is never scrambling to chase paperwork mid-project. This article lays out the onboarding checklist FAIME both follows and provides to its GC partners: current WSIB clearance, certificates of insurance naming the right parties, signed scope, and trade references. We explain why a complete supplier file de-risks the whole program and how a sub that arrives onboarding-ready signals how they will perform once work begins. Good paperwork is the first proof of a good partner.

FAIME Construction TeamApr 2026
6 min read →
Compliance

Insurance Requirements: What Coverage a GTA Sub Should Carry

Insurance is the safety net nobody thinks about until a claim tests it. For GTA subcontractors, the essentials are commercial general liability at adequate limits, the correct additional-insured endorsements, and WSIB coverage that holds through the project. This article translates the certificate-of-insurance jargon into what it actually means for risk: who is protected, for how much, and under what conditions. We cover the gaps GCs most often overlook, why naming the right parties matters, and how FAIME structures its coverage to satisfy demanding supplier-qualification programs. Understanding the policy before the project protects everyone when something goes wrong on site.

FAIME Construction TeamMar 2026
7 min read →
Compliance

Ontario Construction Law Basics for Trade Partners

You do not need to be a lawyer to work safely within Ontario's construction rules, but you do need the fundamentals. This article gives GTA builders and subs a plain-language tour of the basics that touch everyday work: how payment timelines and holdback work, why written scopes and change orders protect both sides, and how lien rights create deadlines you cannot ignore. We frame each concept around the practical decisions on a real project rather than statute citations. FAIME operates on written contracts and clear paper trails precisely because Ontario's framework rewards documentation — and this primer shows why that discipline pays off.

FAIME Construction TeamFeb 2026
8 min read →
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